Everyone deserves a second chance.

Bankruptcy is a LEGAL and HONEST way of getting a fresh start.

Are you drowning in debt?

Is all your debt taking a toll on you and your family? Bankruptcy is an honest and legal way to obtain a fresh start but it is complex and can be overwhelming. This is why it is critical that you obtain experienced counsel to assist you through the process.

Mr. DelGado is an experienced bankruptcy attorney and very understanding of his clients’ financial situations. He provides unparalleled legal representation at reasonable prices. Mr. DelGado will guide you through the entire process and assist you in obtaining a fresh start in life by eliminating your debt.

What is Chapter 7 bankruptcy?

A federal debt relief program which discharges (absolves) all of your unsecured debts. Although very unlikely, it may also liquidate (sell) all or some of your assets in order to pay your creditors. Chapter 7 bankruptcy is preferred by most debtors because it provides them with a fresh start, meaning no more unsecured debts. A Chapter 7 bankruptcy can wipe out all credit card debt, medical bills, personal loans, judgments against you and certain federal income tax debts.

Please click on our Bankruptcy Informative Pamphlet below to learn more about Chapter 7 bankruptcy.

Am I a good candidate for Chapter 7 bankruptcy?

That is a question that only you can answer. Each one of us has a different level of tolerance for debt. Some of us are very sensitive to the feeling of being hounded by creditors or being sued in state courts for unpaid debts. Some others may be a little more resilient to this situation. If you feel that you cannot sleep at night because you worry about making ends meet, if you are afraid to answer your phone because you fear it might be a collection agency, if debts are taking a toll on your family or work, if you are at the verge of losing your home, or if your car is about to be repossessed, bankruptcy is an option you should seriously consider.

Where can I find more information about bankruptcy?

We strongly encourage you to meet with an attorney for more information. However, we have put together a packet with general information about bankruptcy that you might find useful. Click below to download our Bankruptcy Informative Packet.

I am ready to file for bankruptcy. What is my next step?

Download our Bankruptcy Intake Packet by clicking the link below and call our office immediately to set up an appointment.

I don’t know how or I’m not able to fill out your Bankruptcy Intake Packet. I need to file for Bankruptcy ASAP. Can we proceed without the packet?

Yes. In rare occasions where the need to file is immediate or the client is simply not able to fill out the packet, you will not be required to do so. However, it is recommended.

If you need to file right away or cannot fill out the packet, call our office right now in order to make an appointment and commence the bankruptcy process.

Testimonials

  • “Gerardo was great with helping me complete my bankruptcy. He answered every question I had, was very thorough, and patient. Because of him I am now able to turn over a new leaf and start fresh. I would recommend him without a doubt. ”

  • "I can't recommend Mr. DelGado highly enough. He treats his clients with courtesy and respect. He does not make you feel rushed and he is willing and able to explain things in a way that makes them easily understandable. He is always available and really knows what he is doing. There can be a lot of anxiety and stress when dealing with any legal proceedings and he takes a lot of that out of the equation. If you are considering bankruptcy I would not go with any other lawyer. He is very helpful with other legal matters as well."

  • "After visiting three other local attorneys about filing for chapter 7 bankruptcy, I finally discovered Mr. DelGado. Within minutes I knew this would be my attorney. He put me at ease, explained things clearly, and assured me things would go smoothly. Most importantly, he followed up on that promise. He took the time to give me detailed explanations of each step, so I knew what to expect all along the way of this stressful time. Then he made sure everything went flawlessly. As I mentioned I visited three other attorney's offices, from the super big to the super small. My experiences ranged from the rather cold and efficient, just another account so to speak, to getting a lecture, not what you want out of the person you pay to represent you. With Gerardo I truly felt friendliness and warmth and like I was not being judged. I cannot recommend Gerardo enough, he is the best."

  • "I can't recommend Mr. DelGado highly enough. He treats his clients with courtesy and respect. He does not make you feel rushed and he is willing and able to explain things in a way that makes them easily understandable. He is always available and really knows what he is doing. There can be a lot of anxiety and stress when dealing with any legal proceedings and he takes a lot of that out of the equation. If you are considering bankruptcy I would not go with any other lawyer. He is very helpful with other legal matters as well."

  • "Mr. DelGado was such an awesome bankrupcy lawyer and very kind and caring person, I was lucky to have such an awesome lawyer on my side. I will always recommend his services to my family and friends."

  • "The thought of filing bankruptcy is stressful, yet Gerardo made the bankruptcy process smooth, efficient and very professional- Not to mention that he is reachable all the time that I needed him. Overall, excellent service!"

  • "Mr. Delgado reviewed the case and identified exactly what needed to be done. He answered all my questions and concerns without hesitation. I would highly recommend Mr. Delgado as legal counsel in any Bankruptcy situation. Thank you Mr. Delgado"

  • "Mr. Delgado provided me with the support and guidance needed to make my bankruptcy filing an easy process. He is very knowledgeable with the entire bankruptcy process and offered advice throughout my case to make sure I understood exactly what was happening, step by step. I highly recommend Mr. Delgado to anyone looking for an experienced, professional attorney."

  • "Mr. Delgado was very professional in all of my dealings with him. He kept me well informed with everything that was required of me. He made my bankruptcy case as quick and easy for me as possible. He certainly knows the law when it comes to bankruptcy. He also gave me very good advice for what I should expect for the future."

  • "Mr. Delgado did a great job going over everything at our first meeting. He was well informed and took his time. I was very nervous going to court regarding the bankruptcy. Mr. Delgado assured me everything would be fine. He is very professional and I would recommend him to anyone going through the same circumstances."

  • "I was pleased with Mr. Delgado and his assistance in my bankruptcy case. I never thought I would have to file for bankruptcy but he made the entire experience less stressful. He was caring and he took the time to explain to me how everything was going to take place, step by step. Even after my bankruptcy case had been closed, I was contacted by a creditor and didn't know what to do. I called Mr. Delgado and he assisted me solve that particular issue. I most definitely recommend Mr. Delgado for Bankruptcy cases."

  • "Gerardo was very knowledgeable and informative at every step along the way. He was encouraging an supportive as well. I could always count on his extremely quick response whenever I had a question. He made a difficult time in my life as easy as he possibly could have. I would definitely recommend Gerardo Delgado and Marilyn Solomon to anyone. They could not have made this any easier than they did. Thank you and God bless!"